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Our Free Services include:

We are a Full-Service Mortgage Originator for All Your Residential Finance Needs

Whether you are purchasing, building or refinancing your primary homesecond home or purchasing investment property, we offer mortgage consultations and can take you through the home buying or selling process.

  • Mortgage Consultation

  • Credit Analysis

  • Buy vs. Rent Analysis

  • Refinance Analysis

  • Builder Selection

  • Comparative Market Analysis

  • Construction Planning

  • Short Sale Strategy

Buying a Home

Purchasing a home is one of the most significant decisions we make in life, so choosing the right Realtor® is a must. Karen Dowell is a licensed realtor with Roy Wheeler Realty Co., one of the area’s most prestigious real estate firms. The contract process can be daunting, but an experienced Realtor® makes the difference in whether you have fun finding the home that is right for you, encounter difficult contract negotiations or miss opportunities to bid when the perfect home shows up.

Selling a home, whether out of necessity or a desire to relocate or move up, the Realtor® you select to represent you will be your partner during this stressful and transitional time. You can expect KDRES to support you with her experience in working with buyers and sellers for many years, as well as Karen’s ability to analyze the soundness of your purchase offer and financing terms.

Building a Home 

 

 

 

KDRES offers a consultative approach to selecting land, a builder and helping you understand the process for obtaining the financing to build the home of your dream. As a long time Director on the board of the Blue Ridge Home Builders, Karen offers insight into building trends, technology, and design influences in our central Virginia market, as well as expertise on construction financing.

Financing a Home: 

Navigating the Complex Mortgage Market

 

 

 

We also offer fee-based services which require a significant investment of time and expertise in negotiating or managing a project or situation.

 

Some examples of real estate consultations include:

  • Loan Servicing Issue Resolution

  • Modification Requests

  • Project Management for New Construction and Remodel Projects

  • Design/Build Consultations

  • AND MORE!


Call with your specific situation and Get A Quote 

 

Selling a Home 

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